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Characteristics of online personal loans. Although the speed and ease of processing are its most outstanding points, these urgent personal loans have a special feature that makes them unique: they can be processed with minimum requirements, which makes them the most accessible personal cash loans in the country.

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- What are the required documents when receiving a general purpose loan?
  May 27, 2019LoansThe consumer loan is the type of loan given by the banks to finance the needs such as education, holiday, white goods and gold, which are among the individual loans. What is Consumer Loan? While giving this loan, the amount and maturity of the loan is decided for one time only. Increasing the process cannot be changed. Therefore, care must be taken when creating a loan agreement. As internet banking becomes more widespread, although it is easier to make loan application transactions, it is necessary for banks to provide real person loans and to submit the required documents. Even if it is possible to go to the bank application from your smartphone for a few minutes to get a credit from a bank with your registration, a bank that you have never opened an account will ask you for certain documents and documents. What are the necessary documents for obtaining a general-purpose loan? If you are over 18 years of age, if you can formally declare your income and generally do not have any problems with your payments in your credit history, you can apply for a general-purpose loan by putting together the necessary documents. Although these prerequisites exist as general passages, some banks may accept the age limit of using credit as 20. 1-Copy of Identity Document 2-Payroll 3-Residence Certificate and Invoice for the Last 3 Months (If Not Registered to the Bank) If there are no problems with your credit application criteria, the first thing you should do is to provide a photocopy of an identity document that is not worn out, as in every legal process, and whose ID number is read. Bringing together documents with official validity indicating your sources of income may also be defined as the second task. Residence certificate Banks do not require a residence permit in most cases if there is a current record of the person wishing to benefit from the loan. However, if the person to whom the loan is planned does not have a record in the bank, it is required to include a residence certificate and/or an invoice for the last 3 months on behalf of the person using the loan. Documents such as invoices and addresses are required to know the location of the addressee for the transaction to be initiated when no payment is made. having no residence registration in Turkey and for Turkish citizens living abroad, while some banks may need help with credit issues must show a guarantor residing in Turkey. This is one of the rare cases where the guarantor is requested....
- What is Credit Card Pending Provision?
  May 18, 2019CreditCredit card pending provision, what is pending provision, credit card transactions remain pending provision, the transaction remains pending provision? Credit cards are widely used in our country. According to current data, it is said that there are around 190 million credit cards in use today. When this happens, some problems may arise. Everyone who uses a credit card has seen the statement Pending Provision after the transactions. What is this provision? In general, the word Provision means pre-approval. So we can say that your bank is supervising your transaction. What is Credit Card Pending Provision? As stated at the beginning of our article, Provision is a word that has the meaning of pre-approval. Your credit card transactions are reflected in card transactions as Waiting Provision in the first place. Expenditure at the approval stage appears as a pending provision in card transactions. At this stage, your bank will investigate the accuracy of the spending, the accuracy of the location, and whether the card is stolen. If this and some other situations occur, it may extend to the cancellation of the card. Provisions pending the provision continue until the end of the day. In other words, the transactions you will make during the day will appear as the provision pending until the end of the day. At the end of the day, if there is no problem when you switch to the other day, your spending card will be saved. Thus, it can be said superficially that fraud is prevented. Is pending provision a problem? Can pending provisioning be canceled? How Long Does the Provision Process Wait? As we said at the beginning of our article, if there is no problem with your spending and credit card, the provision period is 1 day. In some cases, these operations may vary. You can also contact your bank for more than 1 day provisioning period and learn the details. If the pos and the bank to which your card is connected are the same, the authorization period of these transactions is 1 day. However, if the situation shows the opposite, it can be said that the provisioning process lasts even 2 days if the banks to which the card and pos are connected are different. Is the transaction canceled? The provisioning process can also be called a small approval process. Therefore, your spending will be deducted from your spending limit without being confirmed. In other words, the cancellation of the provision may not be very much in question because it will be considered as an expenditure. However, if you have a problem with your card and expense, you can call your bank’s customer service to get help from the suspicious transaction notification menu....